Find the health plan that best suits your needs.
We are California Plans, an independent Certified Enrollment Center. We help you understand and enroll in Covered California and Medicare Advantage Plans at no cost.
Call us: (844) 600-1934
Open Enrollment 2026 is here.
Open Enrollment 2026 is here.
Call us today to check your options and prices. Renew your health plan or enroll
Call us today to check your options and prices. Renew your health plan or enroll
Call now
Quick and easy enrollment.
Quick and easy enrollment.
Plans starting at $0 for individuals and families.
Plans starting at $0 for individuals and families.
100% free and personalized assistance from certified agents.
Year-round assistance: change reporting, information updates, form 1095-A, and more.
Get your free quote in just one minute!
Get your free quote in just one minute!
Why Choose Us?
Licensed Insurance Agent Certified by Covered California
Licensed Insurance Agent Certified by Covered California
Trusted by thousands of California residents.
Trusted by thousands of California residents.
We help you find the best coverage at the best price.
We help you find the best coverage at the best price.
How it works
How it works
1. Call us or submit your information.
•Speak with a licensed agent right away.
1. Call us or submit your information.
•Speak with a licensed agent right away.
2. Explore your plan options.
• We compare plans that fit your needs and budget.
2. Explore your plan options.
• We compare plans that fit your needs and budget.
3. Enroll in minutes.
• Secure your coverage and enjoy peace of mind.
3. Enroll in minutes.
• Secure your coverage and enjoy peace of mind.
We work with
We work with
Common questions about Covered California
Common questions about Covered California
What is Covered California?
Answer
What is Covered California?
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If I don’t have health insurance, will I have to pay a penalty?
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If I don’t have health insurance, will I have to pay a penalty?
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Can I have health insurance and receive subsidies if I am eligible for DACA?
Yes, starting November 1, 2024, DACA (Deferred Action for Childhood Arrivals) recipients in California can obtain health insurance through Covered California and are eligible to receive both state and federal financial subsidies.
Can I have health insurance and receive subsidies if I am eligible for DACA?
Yes, starting November 1, 2024, DACA (Deferred Action for Childhood Arrivals) recipients in California can obtain health insurance through Covered California and are eligible to receive both state and federal financial subsidies.
What do I need to enroll?
Answer
What do I need to enroll?
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How do I apply for insurance with Covered California?
The process is straightforward. First, you need to explore your options to determine which plans and how much financial assistance you qualify for. Once you choose the plan that fits your needs, our agent will guide you through the process so you don’t have to worry about anything.
How do I apply for insurance with Covered California?
The process is straightforward. First, you need to explore your options to determine which plans and how much financial assistance you qualify for. Once you choose the plan that fits your needs, our agent will guide you through the process so you don’t have to worry about anything.
Can I apply over the phone?
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Can I apply over the phone?
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If I already have a Covered California account, can Ortiz still help me with renewals and questions?
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If I already have a Covered California account, can Ortiz still help me with renewals and questions?
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When should I renew my plan?
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When should I renew my plan?
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What happens after applying with Covered California?
Once your application with Covered California is complete, you’ll need to process your first payment, wait for your medical cards, and enjoy the security and benefits of your health plan.
What happens after applying with Covered California?
Once your application with Covered California is complete, you’ll need to process your first payment, wait for your medical cards, and enjoy the security and benefits of your health plan.
What should I do if I have a problem with my health insurance?
For any issues related to your health insurance, California Plans by Ortiz Insurance is here to guide and assist you in resolving any problems or concerns you may have.
What should I do if I have a problem with my health insurance?
For any issues related to your health insurance, California Plans by Ortiz Insurance is here to guide and assist you in resolving any problems or concerns you may have.
Is this the official Covered California website?
No. We are California Plans, an independent Certified Enrollment Center. We are officially authorized by Covered California to provide guidance and assistance with the enrollment process, but this website is not operated by the government. The official site is CoveredCA.com.
Is this the official Covered California website?
No. We are California Plans, an independent Certified Enrollment Center. We are officially authorized by Covered California to provide guidance and assistance with the enrollment process, but this website is not operated by the government. The official site is CoveredCA.com.
If your service is free for me, how do you make money?
Our service is 100% free for you. As certified insurance agents, insurance companies pay us a standard commission if you choose to enroll in a plan through us. This commission does not increase the price of your insurance; you will pay the exact same amount whether you enroll with our help, on your own, or with any other agent.
If your service is free for me, how do you make money?
Our service is 100% free for you. As certified insurance agents, insurance companies pay us a standard commission if you choose to enroll in a plan through us. This commission does not increase the price of your insurance; you will pay the exact same amount whether you enroll with our help, on your own, or with any other agent.
Why should I use your help instead of going directly to the official site?
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Why should I use your help instead of going directly to the official site?
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What information do I need to start my insurance application?
Answer
What information do I need to start my insurance application?
Answer
When can I enroll in a health plan?
The main period to enroll is during "Open Enrollment," which usually occurs at the end of the year. However, you may qualify for a "Special Enrollment Period" at any time of the year if you have had a qualifying life event, such as losing other insurance, getting married, having a baby, or moving out or within the state. Contact us, and we will help you determine if you qualify.
Do you also help with Medicare?
Yes. In addition to being certified experts in Covered California, we also offer free guidance for individuals who are eligible for Medicare. Our goal is to help you navigate all of your health insurance options so you can make an informed decision.
Do you also help with Medicare?
Yes. In addition to being certified experts in Covered California, we also offer free guidance for individuals who are eligible for Medicare. Our goal is to help you navigate all of your health insurance options so you can make an informed decision.
When can I enroll in a health plan?
The main period to enroll is during "Open Enrollment," which usually occurs at the end of the year. However, you may qualify for a "Special Enrollment Period" at any time of the year if you have had a qualifying life event, such as losing other insurance, getting married, having a baby, or moving out or within the state. Contact us, and we will help you determine if you qualify.
What our clients are saying
What our clients are saying
CA plans is the most helpful agency ever! They provided me with the greatest customer service and, with this, I got the opportunity to receive the healthcare that I need. They have literally saved my life and now I can get help with my brain tumor.
Nicholas P.
I finally got help with the application I needed. I’d been trying to complete this application online for weeks and was unable to get proper help until I was assisted today by California plans.
Maria F.
California Plans has been a great help for many years. They’re always quick to respond, experienced, helpful, knowledgeable, patient and very kind.
Mike A.
They have incredible patience for all my questions and delays! They are extremely kind and helpful. They’re always courteous and responsive.
Jose B.
CA plans is the most helpful agency ever! They provided me with the greatest customer service and, with this, I got the opportunity to receive the healthcare that I need. They have literally saved my life and now I can get help with my brain tumor.
Nicholas P.
I finally got help with the application I needed. I’d been trying to complete this application online for weeks and was unable to get proper help until I was assisted today by California plans.
Maria F.
California Plans has been a great help for many years. They’re always quick to respond, experienced, helpful, knowledgeable, patient and very kind.
Mike A.
They have incredible patience for all my questions and delays! They are extremely kind and helpful. They’re always courteous and responsive.
Jose B.
CA plans is the most helpful agency ever! They provided me with the greatest customer service and, with this, I got the opportunity to receive the healthcare that I need. They have literally saved my life and now I can get help with my brain tumor.
Nicholas P.
I finally got help with the application I needed. I’d been trying to complete this application online for weeks and was unable to get proper help until I was assisted today by California plans.
Maria F.
California Plans has been a great help for many years. They’re always quick to respond, experienced, helpful, knowledgeable, patient and very kind.
Mike A.
They have incredible patience for all my questions and delays! They are extremely kind and helpful. They’re always courteous and responsive.
Jose B.
CA plans is the most helpful agency ever! They provided me with the greatest customer service and, with this, I got the opportunity to receive the healthcare that I need. They have literally saved my life and now I can get help with my brain tumor.
Nicholas P.
I finally got help with the application I needed. I’d been trying to complete this application online for weeks and was unable to get proper help until I was assisted today by California plans.
Maria F.
California Plans has been a great help for many years. They’re always quick to respond, experienced, helpful, knowledgeable, patient and very kind.
Mike A.
They have incredible patience for all my questions and delays! They are extremely kind and helpful. They’re always courteous and responsive.
Jose B.
CA plans is the most helpful agency ever! They provided me with the greatest customer service and, with this, I got the opportunity to receive the healthcare that I need. They have literally saved my life and now I can get help with my brain tumor.
Nicholas P.
I finally got help with the application I needed. I’d been trying to complete this application online for weeks and was unable to get proper help until I was assisted today by California plans.
Maria F.
California Plans has been a great help for many years. They’re always quick to respond, experienced, helpful, knowledgeable, patient and very kind.
Mike A.
They have incredible patience for all my questions and delays! They are extremely kind and helpful. They’re always courteous and responsive.
Jose B.